Answer first (checked 11 November 2026)
- No, naughti.ai is not free. No free tier or free trial is published.
- One plan: €14.99/mo (≈$16.74), about $0.56 a day, with 100 credits a month.
- Included: every hand-written adult scenario, a new one each week, and long chat memory. Credits only pay for extra media.
- Watch out: credits are not refunded; billing is in euros.
Disclosure: this site is made by the naughti.ai team. Links to Nectar AI, Secrets AI, Joi AI, OurDream AI, Xotic AI and GoLove AI are affiliate links: this site may earn a commission if you sign up, at no extra cost to you. Every price comes from the vendor’s own page or a named source, checked 11 November 2026. Adults 18+ only. All characters are AI and fictional.
Is naughti.ai free? The short version
| Question | Answer |
|---|
| Free tier | Not published |
| Free trial | Not published |
| Plans | One: monthly |
| Price | €14.99/mo (≈$16.74) |
| Credits included | 100 a month |
| Extra credits | 100 for €79.99 (≈$89.31) |
| Do scenarios use credits? | No, they are included |
| Refund of credits | Never |
| Where it runs | Web browser, desktop and phone |
Earlier offers, such as 3-month and yearly plans and a 48-hour single-story pass, no longer exist as of 10 November 2026.
Why there is no free tier
Most roleplay apps give a few free messages and then a paywall: 5 in total on Xotic AI, about 5 per character on OurDream AI (reported). That model rewards apps where the product is a blank chat box. naughti.ai’s product is the story itself: hand-written adult scenarios with a setting, a direction and an ending. Rationing those by message count would mean stopping a story halfway, so the plan includes all of them instead.
What the credits pay for
| Use | Credits |
|---|
| Reading and playing scenarios | 0 (included) |
| Pre-generated top-quality content | 15 each |
| Your own image | 4 |
| Your own video | From 30 |
In practice: if you mostly read and chat, the 100 monthly credits are a bonus. If you generate a lot of video, budget for extra packs.
How the price compares
| Free tier | Entry price | What the price is for |
|---|
| naughti.ai | None published | €14.99/mo (≈$16.74) | All scenarios + 100 credits |
|---|
| GoLove AI | Unlimited core text chat | Not public | HD media, more features |
|---|
| Secrets AI | 20 messages a day | $19.99/mo | Memory, Moments, media |
|---|
| OurDream AI | 5 per character (reported) | $19.99/mo or $119.88/yr | Unlimited messages, 1,000 coins |
|---|
| Xotic AI | 5 in total | $24.99/mo | Unlimited chat, 1,000 XOT |
|---|
| Nectar AI | ~15 a day (reported) | $9.99/mo (reported) | Messages, images |
|---|
| Joi AI | Cap not published | $13.99/mo + tax (reported) | Premium + Neurons |
|---|
Checked 11 November 2026. USD; naughti.ai converted from EUR at the ECB rate of 6 Nov 2026.
Who should not pay for naughti.ai
- You want to build your own character. naughti.ai uses premade characters inside its stories.
- You want a phone app. It runs in the browser only.
- You want to try before paying. Start with a free tier from the free AI roleplay ranking, such as GoLove AI’s free core text chat or Secrets AI’s 20 messages a day.
Cancelling and refunds
You can cancel at any time and keep access to the end of the paid month. Sales are final except in the cases the cancellation policy lists, such as double billing, a service outage longer than 24 hours, or fraud. Credits are never refunded. The operator is NaughtiAI OÜ, Tallinn, Estonia (registry code 17433306), an EU company under GDPR.
Content rules
Adult content between adult characters only. Banned: minors in any form, sexual content between blood relatives, anything without consent, real people and deepfakes, bestiality, extreme violence and hate speech. See how this compares on uncensored AI roleplay.
Sources I used
I read these public pages between 9 and 11 November 2026 (naughti.ai product facts as of 10 November 2026).
- naughti.ai Terms of Service
- naughti.ai Privacy Policy
- naughti.ai Cancellation Policy
- Estonian e-Business Register: NaughtiAI OÜ
- Xotic AI FAQ (25 Oct 2026)
- RoboRhythms: OurDream AI review (29 Oct 2026)
- Secrets AI wiki: subscription tiers and limits
- GoLove AI homepage
- OurDream AI homepage and FAQ (plans)
- RoboRhythms: Nectar AI review (re-dated 10 Nov 2026)
- AI Companion Guides: Joi AI review 2026
- ECB reference rate via Frankfurter: 1 EUR = 1.1165 USD (6 Nov 2026)
Adults 18+ only. All characters are AI and fictional. Links to Nectar AI, Secrets AI, Joi AI, OurDream AI, Xotic AI and GoLove AI are affiliate links.
